Wallet in Fanny pack gang, rise up!
I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.
Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?
I haven’t used cash in like a decade, but I still need to carry my cards, ID and insurance cards just in case. Where else do people carry things?
A lot of them actually have phone wallets for holding cards.
I’ve seen a lot of people carrying all that in their phone case, where they can conveniently lose every single scrap of personal information at once.
I know. The lack of redundancy gives me the shivers.
I started using cash again a couple years ago because I’m tired of every POS terminal begging for tips, even when the cashier isn’t performing any sort of service.
I keep a service key for my work van in my wallet. I carried a card clip for a while with my license and credit card, but after locking myself out of the van for the third time my then boss handed me a wallet, a door key, and said “never call me locked out again”.
Still use a wallet today
in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card
also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live
edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.
In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.
i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that
i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me.
That just seems like a privacy nightmare. No one touches my phone. There’s way too much personal info on there to hand over to anyone, much less cops.
infosec.pub - user instance checks out. And I’m with you, it’s awful for privacy. I’ll keep using the plastic card.
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID.
You don’t do that. You present the cop a QR code generated on the fly by the ID app when selecting “show ID” (or driver’s licence, in our country) that they then scan with their equivalent app or device. You don’t physically give them the phone. At least that’s the idea.
Like in many countries (traffic or street) cops here barely have a high school education and it’s not unusual for them to be too stupid to be able to scan a QR code. So carrying your plastic cards with you is prudent.
Having an unlocked phone anywhere near a cop is a bad idea considering they can just grab it. There are stories of them using people’s handcuffed hands to unlock phones with fingerprints against the wishes of the phone’s owner so I definitely wouldn’t put it past them to grab it out of your hand.
Kids. They don’t need most cards and the few ones they need, they can easily have on their phone in their Apple/Google Wallets.
When they get older they will realize at some point thar they will need cards that arenot available digitally
People who value privacy and want to support small vendors and businesses also carry cash, nothing to do with being a Boomer
Where else do I keep the cash I need for food truck stops? Like, the good ones that look like a moving hole in the wall. None of this newfangled hipster food truck with pos devices.
Get a phone wallet
this is what I see many z and alpha doing, if they’re not just shoving cards and cash into a loose cheap case
I don’t even use a case, I hate the trend of phones back towards bulky and will resist any attempt to add to their mass.
Spigen has some good drop tested cases that are pretty thin.
I’ll have to take a look, thanks!
I prefer it when my phone doesn’t slide out of my pocket.
Your phone slides out of your pocket? Do your pockets have really wide mouths that expose half of the side?
I skate and am semi active sometimes so even if it didn’t fly out, it’s a good idea to protect it in case I land on it.
Ooh that’s fair, mine is usually tucked away in a soft space when I’m being active.
This and saving small businesses the obsurd credit card fees. I use my card for the smallest amounts at chain and big stores. At local business, cash is king.
I hadn’t even thought about the fees, I was just using what was convenient for the business and I want that business to succeed because those tacos are so damn good.
What’s wild is how much easier cash is to not report and commit tax evasion.
I’m cool tipping in cash knowing the server isn’t reporting it all. I’m also cool with street taco vendors not reporting it too. I think the majority of people are, at least where I’m from.
But one of the things I learned about doing business is always make it easy for people to pay. It doesn’t matter the means, but if you want more sales make it easy for the customer to pay you. Whether it’s cash, card, or venmo. If you make it tough or restrict the method, you’ll lose sales
that’s exactly why I always try to tip with cash. when I pay in cash for food, I have no issue if the business wants to pocket it and keep a little extra something for themselves that uncle sam can’t touch. taxes are important, but workers can have a little personal gain, as a treat. plus, credit companies don’t need to get their beaks wet everytime I buy something.
But one of the things I learned about doing business is always make it easy for people to pay.
the weirdest thing I see regularly is “no cash” signs for vendors. I understand some places don’t want to deal with giving change, or holding large amounts of cash at outdoor events, or making lines go quicker, etc. it’s just strange that the most concrete form of regulated currency we have is turned down so often now.
Plus you can avoid tax which is always nice.
Good 'ol roach coach.
Last time I was in TX, one of my favorite food trucks had a sign that said “no longer excepting cash payments”. I laughed at the grammatical error, but was still a little sad about losing the option to pay with real money. It wasn’t hipster at all, but I guess the clientele was.
Anyway, yes. I see your point but a lot of places realize they have to get modern or fail. It makes me sad to think about.
I understand why, I just don’t like it.
So yeah, I think I’m getting old 🤣🤣🤣
How can they not accept legal tender? I’m pretty sure that’s against the law.
I don’t really know what the legality of this is. The best explanation I can come up with is: Texas.
I looked it up and there’s no federal law but states can and some do.
I also heard by the socks. Millennials do no-show, but apparently high socks are the style now? Those will never not look super dorky to me, so I guess I’m old now.
Fashion is cyclical
Cynical, too
the only constant is that it’s pretentious
Thigh highs are where it’s at nowadays :3
Millenial here, I never got on board with the no show or low cut or ankle cut or whatever socks, crew socks always. Probably not en vogue with any age group, but I also don’t care. They go great with my cargo shorts.
Crew socks… crunched down ti the height of ankle socks.
I roll them down to make a decorative ankle donut that looks great over my crocs
There’s a lot to unpack here.
Younger gen x here, I just fold my cash over the 3 cards I carry, simple as
Ah yes, loose cards. Nothing bad has ever happened to anyone juggling loose credit cards and/or ID.
I guess I could put a rubber band over the whole thing, no problems the last decade though
God damn it.
Gen X. Don’t use a wallet. Where do I fit in to this theory?
The outlier with a credit score under 700 and cashless, probably uses apple pay.
The theory is about millenials having wallets. You’re not a millenial and you don’t have a wallet. No contradictions here.
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Gen Xers love wallets. Back in the '90s, you had to have a wallet so you could wear a wallet chain.
Apparently gen z follow YouTubers and know drama/creators by name
One of them was really shocked that I don’t care to follow any and just search for the topic I want and pick whatever (separately I avoid videos with high viewcount or sponsors because then they are doing it for money not as a hobby)
There’s other things like they don’t love the song Smooth and play Minecraft even though they aren’t 9 anymore
Minecraft is fire. Actually GOAT game and amazing with friends
Smooth? That song with Santana and Rob Thomas? Yeah that song’s awful and always has been.
Born in 1980, modded Minecraft is still a great game.
I know a few YTers by name (a few of the ones I subscribe to), but I tend to avoid “drama” and haven’t been interested in the most popular YT content since Gangdam Style.
I think it depends on where you are more than your age. I very rarely carry a wallet on me and I am definitely not Gen Z. That being said, where I live, every legitimate (i.e. non laundering/tax dodging) business accepts paying by phone. I can use public transport by scanning my phone, I can prove my ID by showing my phone, I can claim medical benefits by using my phone, and every franchise has it’s own loyalty app I can download on my phone.
That’s pretty horrifying. The perfect dystopia waiting for collapse when a server fails or a there is a network outage or infection.
If that’s going on I promise you have much bigger concerns than how to pay for some mcnuggets. The same thing can happen to any credit card processor as well. Not a bad idea to keep some cash at home, but for day to day, hour to hour stuff there’s no need to bring it anywhere.
Difference is, I get to eat my McNuggets.
I don’t have wallet, but I pay mostly with cash and carry social(student) card that works as public transport ticket and also works as state healthcare card.
and every franchise has it’s own loyalty app I can download on my phone.
I don’t see it as benefit at all
i really dislike the idea that my life could come to a complete halt if my phone stopped working in the middle of the day.
The problem with that is that if you lose your phone while out and about, you’ve also lost all hope of paying for anything to get home.
No different from losing your wallet back in the day. Except I can log into my Google accounts on literally any Android phone (plus my yubikey) and get it all back.
Still, I will put a credit card in a different pocket sometimes when I am going out drinking just in case. If I’m really stranded I’ll call the police from that bar, say my phone was stolen and beg them for a ride.
Not that much different to losing your wallet before you could pay with your phone
phones can stop working
That’s true, I only relied on my phone until the first time it just didn’t work for no reason haha
Where I live, 90% of places have a working tap to pay, but 10% still need that chip to be entered.
Annoyingly, the convenience store chain (part of Circle K) that I buy snacks at, tap to pay only works for credit cards not debit cards.
Good ? Never use debit cards. They aren’t subject to the same fraud protections…
Why the fuck anyone would think giving anyone direct access to their banking account is a good idea. Sheesh.
Not sure why down votes, this is financial security 101. Some debit cards have gotten with the program but… Still cringe. I do keep one on me but it’s a free account I keep a bit of cash in, not where direct deposit goes to.
It’s almost cult like, some people’s “attachment” to debit cards. I’ve been called all sorts of things for pointing out how BAD it is to use them for everyday transactions.
Literally Home Depot is the only place left which doesn’t have phone payments, and they really need to get with the fucking program. I wish more people would shame them for this.
Eh, most Millenials don’t have “wallets” like older generations had either.
The giant 3-5 inch thick monstrosities.
Even 20 years ago a lot of Gen X had made the switch to just a flat card hold with a couple 20s slid in.
A Millenial with one of those would say they have a wallet. A Gen Z with the same thing would say they had a card holder.
So I think a big part of this is just language evolving.
GenX here, I had to get a rodeo wallet to hold all my shit.
Born in the 80’s so.m not sure what gen that is.
I’ve never had a wallet. I just carry my cards in my coat pocket. Rarely use them as I use ApplePay.
I’ve never seen a use for a wallet to be honest.
You’re a millennial If you’re born between 81 and 96. I use the same wallet since I was 16 or 17, but more so out of habit after I paid in cash for most of my life until covid. I did think about getting a card holder for my belt though, but haven’t really looked for one yet.
Everyone keeps giving more or less these dates to mark it, but the lifestyles and upbringing can show a lot of variety depending on the region.
You can definitely stretch the time frame to 5 years later depending on the place.
That’s not what a generation is.
But someone can be technically in one gen but culturally another depending on their upbringing.
It’s like a purse just for men.
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Well, I definitely fit in the box, got a leather billfold wallet. I’d say I feel like I’ve got several good reasons to:
- we don’t have digital ID in this country
- For some reason we sometimes get issued paper tickets for the train rather than QR code tickets
- I’m sometimes out all day and late into the evening and don’t want a dead phone stopping whatever I’m doing
- I go to enough other countries where you can’t get away without using cash
- (Least of all) I find those metal slim wallets to just be a bit ugly looking personally
Youths in my country have their debit card between their phone and phone case.
Am I the only one who never uses phone cases?
We’re a rare breed it seems. I don’t like the extra bulk and I paid for a high end phone I don’t want to feel a $20 case.
How about having user-replacable back cover?
Not sure I follow. I would definitely enjoy a return to user serviceable devices, including a removable battery compartment. The phones that offer these capabilities are few and far between and often involve unacceptable tradeoffs on other features.
have fun paying for high end repairs when you inevitably drop it i guess?
I haven’t minded the extra bulk from cases used, but I also don’t use Otterbox or their alternate equivalents or have a high end phone. I’ve had a case for every smart phone since I’m a clutz sometimes and nervous about breaking it. To each their own 🤷 . But regarding the original topic, I’d feel weird without a physical wallet after so many years of using one.
I’m a clumsy bastard and my insurance is £100 excess per phone repair. Last time I went without a case I think I smashed the screen 3 times in less than 2 years, so the odd £20 case has saved me a fair bit of cash over the years
Forget the cost. I don’t want the inconvenience. I hate dealing with broken phones.
So if someone robs your phone you’re doubly fucked? Also wouldn’t that mess with using the phone payments?
I’m 42 and I have some cash wrapped around a few cards held together with a rubber band lol it works better than any wallet I’ve ever owned
I can understand moving transactions to digital and not needing to keep cash or a debit card… but what about your ID? If I just stuck that in my pocket by itself I’d be worried about losing it!
American here. Some states have digital IDs now. I’m in California and we have this…
I can drop my physical license and it won’t be damaged. I drop my phone, that’s like an eggshell these days…
Why would I want my ID on a fragile device, that thieves like to steal no less?
I’m planning on getting multiple IDs when mine expires. 1 for my wallet, one to keep in my car, and a backup at home.
You can’t do that in the US. To give you another ID they have to punch a hole in the first one, rendering it invalid. Otherwise everyone would just get multiple IDs and sell the extras to their underage friends.
I have both. Lose/forget my wallet, still got it on my phone.
I sleep with my wallet in my pocket, plus my wallet doesn’t need recharging…
I am far less worried of losing my phone than my wallet. I have eyeballs or my hand on my phone probably every two minutes while I am awake. I use it to navigate and play music in my car. I use it for just about everything at work. I won’t forget it at home, or leave it in my car. If I don’t have it with me I will know pretty quickly and track my steps. My wallet on the other hand, I will go days without needing it. It is far more likely for me to not realize my wallet is missing than my phone. If I dropped and broke my phone, having to link my ID again is the least of my worries. Thank would be a lot easier than ordering a new physical copy.
Well, I can say, I’ve never lost my wallet, and it’s highly unlikely I ever will, unless I’m ever robbed of course. My wallet stays in my pocket, 24/7, even when I’m sleeping.
Thieves like to steal wallets too
Yes, of course. But I can drop my wallet and it won’t break.
Ok grandpa.
My state has that as well, but you are still required to carry a physical license if you are driving, same with car insurance info on paper. It doesn’t solve much of a problem since that is the case.
Some countries have digital ID. Some people have cards holders stuck on their phone.
Call me old-fashioned, while it looks practical I do not want to put my phone and cards together in one easy to steal package.
You’re old fashioned.
I want it all in my phone. I just want to carry one thing.
When I were a lad, I’d get told never to put all my eggs in one basket.
I’m with you. I get the preference for a one-stop-shop as it where, and keeping things separate has it’s own issues, but on top of easier to steal, I leave things behind randomly, and keeping things separate means I’m not completely effed like I would be if I left my phone/wallet/key/epipen multitool on the bus or something.
A card holder on your phone is just a different kind of wallet.
Yes, but not for the purpose of this post.
I disagree.
That’s fine we don’t all need to be correct.
