Gen z here… Everyone around me has wallets
Tbf I am in Berlin, the cash capital of the world, but still.
Yeah, that is bullshit. For Germany at least.
Germany is a backwards nightmare coming from the UK. No self checkout with contactless payment. Instead you queue behind 5 people in Reve, each one counting out coins to pay exactly for whatever they’ve bought.
I prefer self checkout too so I’m not bothered, but it’s really not a big deal.
Rewe added self checkout this year.
Excellent news. Just the public transport tickets left to fix. Why on earth did they emulate paper ticket strips in the transport payment apps?
Not every phone has NFC. Even from 2022.
Probably, so they work with the existing infrastructure.
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Where else do I keep the cash I need for food truck stops? Like, the good ones that look like a moving hole in the wall. None of this newfangled hipster food truck with pos devices.
Last time I was in TX, one of my favorite food trucks had a sign that said “no longer excepting cash payments”. I laughed at the grammatical error, but was still a little sad about losing the option to pay with real money. It wasn’t hipster at all, but I guess the clientele was.
Anyway, yes. I see your point but a lot of places realize they have to get modern or fail. It makes me sad to think about.
I understand why, I just don’t like it.
So yeah, I think I’m getting old 🤣🤣🤣
How can they not accept legal tender? I’m pretty sure that’s against the law.
I don’t really know what the legality of this is. The best explanation I can come up with is: Texas.
I looked it up and there’s no federal law but states can and some do.
This and saving small businesses the obsurd credit card fees. I use my card for the smallest amounts at chain and big stores. At local business, cash is king.
I hadn’t even thought about the fees, I was just using what was convenient for the business and I want that business to succeed because those tacos are so damn good.
What’s wild is how much easier cash is to not report and commit tax evasion.
I’m cool tipping in cash knowing the server isn’t reporting it all. I’m also cool with street taco vendors not reporting it too. I think the majority of people are, at least where I’m from.
But one of the things I learned about doing business is always make it easy for people to pay. It doesn’t matter the means, but if you want more sales make it easy for the customer to pay you. Whether it’s cash, card, or venmo. If you make it tough or restrict the method, you’ll lose sales
that’s exactly why I always try to tip with cash. when I pay in cash for food, I have no issue if the business wants to pocket it and keep a little extra something for themselves that uncle sam can’t touch. taxes are important, but workers can have a little personal gain, as a treat. plus, credit companies don’t need to get their beaks wet everytime I buy something.
But one of the things I learned about doing business is always make it easy for people to pay.
the weirdest thing I see regularly is “no cash” signs for vendors. I understand some places don’t want to deal with giving change, or holding large amounts of cash at outdoor events, or making lines go quicker, etc. it’s just strange that the most concrete form of regulated currency we have is turned down so often now.
Plus you can avoid tax which is always nice.
Good 'ol roach coach.
Get a phone wallet
this is what I see many z and alpha doing, if they’re not just shoving cards and cash into a loose cheap case
I don’t even use a case, I hate the trend of phones back towards bulky and will resist any attempt to add to their mass.
I prefer it when my phone doesn’t slide out of my pocket.
Your phone slides out of your pocket? Do your pockets have really wide mouths that expose half of the side?
I skate and am semi active sometimes so even if it didn’t fly out, it’s a good idea to protect it in case I land on it.
Ooh that’s fair, mine is usually tucked away in a soft space when I’m being active.
Spigen has some good drop tested cases that are pretty thin.
I’ll have to take a look, thanks!
I also heard by the socks. Millennials do no-show, but apparently high socks are the style now? Those will never not look super dorky to me, so I guess I’m old now.
Fashion is cyclical
Cynical, too
the only constant is that it’s pretentious
Millenial here, I never got on board with the no show or low cut or ankle cut or whatever socks, crew socks always. Probably not en vogue with any age group, but I also don’t care. They go great with my cargo shorts.
Crew socks… crunched down ti the height of ankle socks.
I roll them down to make a decorative ankle donut that looks great over my crocs
There’s a lot to unpack here.
Thigh highs are where it’s at nowadays :3
As a gen z this confuses me, I have a wallet and most people around my age also have one. Sure maybe you could say if they carry cash or not cause I definitely don’t carry cash but I still have my wallet cause theres a lot of places that don’t accept phone payments.
Elder zoomer here. I have a wallet for all of my cards, those for pay, for insurance, for identification, etc.
Unfortunately my country doesn’t have the option for those to all be digital, so I’m still limited to something physical. Probably for the best anyways. It’s better to have redundant versions of those, in physical or digital form, in case one method is lost.
If zoomers at large don’t carry wallets, even in countries where digitization is easy, that’s just as risky as only carrying those cards in a wallet. It might be even more risky because you need your phone to be on to access that information, meaning chargers are necessary as well as a source of electricity. Not so easy in all regions of the world. Solar + batteries would work, but that’s more to carry around, when you could simply carry a wallet.
I have to carry medical cards and a wallet is needed for that and my debit card. Also anything like loyalty cards for stores or coffee shops. I’m just on the upper end of gen z as well.
I’m a mid-range millennial and don’t carry cash, my wife is a slightly younger millennial and also doesn’t carry cash. I think probably most non-elder millennials don’t, but I think everyone needs a wallet. Gotta carry your ID and stuff somehow
A lotta zoomers have phone cases with their id and stuff in them, which might be the alternative? Personally I never trusted myself to not lose my phone and be really fucked.
I agree with your last statement, but that’s still a wallet. It’s just a phone case wallet, or MagSafe wallet in some cases (which feels even scarier IMO, I don’t trust magnets that much)
Even us elder millennials often don’t carry cash. I’m so elder, I might as well be gen-x. And until recently it had been years since I carried cash.
Same
Same. If I have cash it’s because I needed it for something specific and haven’t managed to get rid of the change.
I’ve started carrying it more recently during times when money is tight. Helps me keep from overspending.
Totally get that. I did exactly that for years until I came up with a (slightly convoluted) system that works for me.
I’m a relatively young millennial, and I carry cash because I sometimes go to events where some people don’t accept cards.
Elder. Only carry cash when I really need it.
But do you have a WALLET, like a trifold, or a money clip style one?
Wait my Zoomer buddy definitely has a wallet thicker that George Costanza’s. I’m starting to think the internet is just full of lies for making us hate each other.
for making us hate each other.
While it is true that certain old generation is hoarding most of stuff, it is rich class from that generation who hoard it. We as multiple generations need to come up with plan that prevents such iner- and intragenerational separation. And untangle neofeudalism mess current rich class created.
Agreed, it’s varying levels of culture war bullshit intended to keep the working class from unifying. The only thing that prevents it is awareness.
Maximize SEO, maximize algorithm, maximize ENGAGEMENT!
Maximize enragement, forget about the billionaires robbing you blind.
I’m a millennial and I got a bootleg ridge wallet from temu and I love it. I’ll probably get a real one if/when this breaks.
What does that say about me?
I have the real ridge wallet and love it too…just don’t waste your time with the tray
Like a huge tray to carry your stuff in? That might be fun, and smaller than my last wallet.
No it’s a tray that fits in the fridge for keys and such…it sucks.
?? Wat?
On their website…like one spare key or folded money
I was confused at the “fits in the fridge” part. Pretty sure it was a typo.
What, kids don’t carry drugs anymore? What is the world coming to
I have little drug pouch for that
Yeah, a wallet. But the kind with the zipper. You gotta carry ID on you depending on your lifestyle. Why make your drugs pouch different from your money and card pouch
Contemporary generational labels are as arbitrary as their boundaries, most of us just want to belong so we apply them to ourselves and say we must be X and they are Y, but you’re just as likely describing trends people from any generational category may follow than insight into actual characteristics of the group.
Wallet in Fanny pack gang, rise up!
God damn it.
Gen X. Don’t use a wallet. Where do I fit in to this theory?
The outlier with a credit score under 700 and cashless, probably uses apple pay.
The theory is about millenials having wallets. You’re not a millenial and you don’t have a wallet. No contradictions here.
Gen Xers love wallets. Back in the '90s, you had to have a wallet so you could wear a wallet chain.
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I think it depends on where you are more than your age. I very rarely carry a wallet on me and I am definitely not Gen Z. That being said, where I live, every legitimate (i.e. non laundering/tax dodging) business accepts paying by phone. I can use public transport by scanning my phone, I can prove my ID by showing my phone, I can claim medical benefits by using my phone, and every franchise has it’s own loyalty app I can download on my phone.
That’s pretty horrifying. The perfect dystopia waiting for collapse when a server fails or a there is a network outage or infection.
If that’s going on I promise you have much bigger concerns than how to pay for some mcnuggets. The same thing can happen to any credit card processor as well. Not a bad idea to keep some cash at home, but for day to day, hour to hour stuff there’s no need to bring it anywhere.
Difference is, I get to eat my McNuggets.
Where I live, 90% of places have a working tap to pay, but 10% still need that chip to be entered.
Annoyingly, the convenience store chain (part of Circle K) that I buy snacks at, tap to pay only works for credit cards not debit cards.
Good ? Never use debit cards. They aren’t subject to the same fraud protections…
Why the fuck anyone would think giving anyone direct access to their banking account is a good idea. Sheesh.
Not sure why down votes, this is financial security 101. Some debit cards have gotten with the program but… Still cringe. I do keep one on me but it’s a free account I keep a bit of cash in, not where direct deposit goes to.
It’s almost cult like, some people’s “attachment” to debit cards. I’ve been called all sorts of things for pointing out how BAD it is to use them for everyday transactions.
I don’t have wallet, but I pay mostly with cash and carry social(student) card that works as public transport ticket and also works as state healthcare card.
and every franchise has it’s own loyalty app I can download on my phone.
I don’t see it as benefit at all
The problem with that is that if you lose your phone while out and about, you’ve also lost all hope of paying for anything to get home.
No different from losing your wallet back in the day. Except I can log into my Google accounts on literally any Android phone (plus my yubikey) and get it all back.
Still, I will put a credit card in a different pocket sometimes when I am going out drinking just in case. If I’m really stranded I’ll call the police from that bar, say my phone was stolen and beg them for a ride.
Not that much different to losing your wallet before you could pay with your phone
phones can stop working
That’s true, I only relied on my phone until the first time it just didn’t work for no reason haha
Literally Home Depot is the only place left which doesn’t have phone payments, and they really need to get with the fucking program. I wish more people would shame them for this.
i really dislike the idea that my life could come to a complete halt if my phone stopped working in the middle of the day.
Lol, I have to carry my insurance card, ID, debit and credit as well as purchase and travel cards for work along with when I’m at a work site I need to carry my hotel key.
You kids and your government tracked money. I buy too many things for cash to not have a wallet.
I was a always cash guy, Corona made me a card person, I still refuse to use my phone for it because it’s enough that Visa knows everything I buy, no need for Google to know it as well. Also bizarre that we become a no cash society at the same time authoritarian regimes pop up left and right…
I use my debit card a lot but I really like flea markets and junk sales and they are often cash only. I also get cash from metal scrap and it’s my “walking around money “
I’m a young Millennial and I don’t understand why you wouldn’t carry a wallet. Mine is a slim front pocket one, but I need somewhere for my ID and cards. I despise phone wallets and I use tap-to-pay where possible, but not everywhere accepts them for some reason. I also don’t carry cash because I’m not a Boomer. If I’m buying/selling something off Craigslist or whatever, I just use Venmo.
Who doesn’t use a wallet? Are they referring to those card holders and not calling them wallets?
People who value privacy and want to support small vendors and businesses also carry cash, nothing to do with being a Boomer
I haven’t used cash in like a decade, but I still need to carry my cards, ID and insurance cards just in case. Where else do people carry things?
A lot of them actually have phone wallets for holding cards.
I’ve seen a lot of people carrying all that in their phone case, where they can conveniently lose every single scrap of personal information at once.
I know. The lack of redundancy gives me the shivers.
I started using cash again a couple years ago because I’m tired of every POS terminal begging for tips, even when the cashier isn’t performing any sort of service.
in europe, you can use your phone to pay on all of the same machines that take cards. your phone just mimics being a physical card
also, in some countries, you can have your ID on your phone through government apps. i never need to carry anything other than my phone where i live
edit: also, just for the record, i want you to know that having your cards locked digitally in your phone is more secure than having a wireless card in your physical wallet
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me. Same reason why I still print out my car insurance cards even though the information is on my phone. I ain’t giving my phone to a cop for any reason.
In the US, not every merchant accepts phone payments, so we still have to carry physical cards around. Your patronizing tone was unnecessary.
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID. That’s a nope from me.
That just seems like a privacy nightmare. No one touches my phone. There’s way too much personal info on there to hand over to anyone, much less cops.
infosec.pub - user instance checks out. And I’m with you, it’s awful for privacy. I’ll keep using the plastic card.
i am sorry if i sounded patronizing, i promise you that’s not even remotely what i intended. i was just trying to give you a non-american perspective in a neutral tone, but i must have failed that
i think you’re misunderstanding how cards on phones work in the EU. if the card reader that you’re interacting with accepts wireless cards, it will also accept your phone. i’ve never visited the US so i don’t know how it works over there, but here in europe, there are no “apple pay” or “google wallet” stickers/requirements on the terminals. it just shows a universal “wireless cards” symbol, which means that anything NFC will work
The ID on the phone thing is weird. Like I’m gonna give my phone to a cop when they ask for my ID.
You don’t do that. You present the cop a QR code generated on the fly by the ID app when selecting “show ID” (or driver’s licence, in our country) that they then scan with their equivalent app or device. You don’t physically give them the phone. At least that’s the idea.
Like in many countries (traffic or street) cops here barely have a high school education and it’s not unusual for them to be too stupid to be able to scan a QR code. So carrying your plastic cards with you is prudent.
Having an unlocked phone anywhere near a cop is a bad idea considering they can just grab it. There are stories of them using people’s handcuffed hands to unlock phones with fingerprints against the wishes of the phone’s owner so I definitely wouldn’t put it past them to grab it out of your hand.
I keep a service key for my work van in my wallet. I carried a card clip for a while with my license and credit card, but after locking myself out of the van for the third time my then boss handed me a wallet, a door key, and said “never call me locked out again”.
Still use a wallet today
Kids. They don’t need most cards and the few ones they need, they can easily have on their phone in their Apple/Google Wallets.
When they get older they will realize at some point thar they will need cards that arenot available digitally
