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Whoa, I heard that in the US you have to pay for an ambulance, but $1,400? And this is with insurance?
Can be. The numbers are basically made up. It’s not uncommon for people to get their X-rays done at a chiropractor and take those to the Dr because it’s cheaper and insurance refuses to pay or it costs more even with insurance. I know someone who realized his wife’s insurance copay was more than if he paid cash for their kids birth. The insurance situation is insane and very complicated. Everything you hear about it is true and happens regularly. I tell people that I would rather have socialize medicine just for getting rid of the paperwork and nonsense. Unfortunately greed and racism are standing in the way.
What’s the point of insurance then? Sounds like a waste of money.
Fear. The insurance is not for “oh what if I break an arm and don’t have much cash in the bank” it’s “if I get cancer, or need to spend even a week in the hospital, all my life’s savings will be taken by this. Better give boatloads of cash every month forever to protect what I have against this.”
Then the insurance company does its best to wriggle out of paying anyways.
The point, at least in America, of insurance, is to make outrageous profits
The times when it’s tens or hundreds of thousands of dollars. The way it’s set up usually these days is that you have to pay for the first few thousand, then insurance pays part of the next few thousand and then they take over the rest. Unless they can figure out a way not to pay it. Because of insurance companies the cost of medical care has become massively inflated as well. Not just the extra paperwork and people, but also the hospital doesn’t care about being competitive, and they make up even bigger numbers so they can give insurance companies “discounts”. Then insurance just passes the cost back on the consumers.
to make money, just not for you
for the possibility of actually expensive treatment, like getting severely burned and needing skin transplants.
I paid 600 bucks for an ambulance to a hospital i could have walked to faster. Less than a mile… I couldn’t carry my mom, though so, ambulance it was. This was 20 years ago with good insurance.
woops meant to reply to Shatur
You sure have a strange way of using the word ‘good’
$1400 is a wildly conservative estimate. In reality, it will be twice that.
When I was in college and on my own for the first time I tripped on the stairs and tore a ligament in my foot. I thought I’d broken something and the school called an ambulance. The ambulance drove me 1 mile to the hospital, where I was given an ice pack and crutches and then turned out with no way to get home (I had to hobble my way to a store to pull out cash to take a bus home).
This entire ordeal was $3000 after insurance. My mom then called me and bitched me out for not taking a taxi.
Capitalism turns an ordeal into a tragedy
There’s a reason why people often opt for an Uber or just drive themselves to the hospital.
I made the mistake of calling for an ambulance once, and that’s the day I learned that they are owned by private companies in the US. I couldn’t afford the bill, so I had to put up with seven years of bad credit before the charge finally disappeared off my record and I was allowed to own a credit card and buy a vehicle without paying for it in full with cash.
On the bright side, weed is legal and abundant. And unlike in Amsterdam, you don’t even have to smoke it because it comes in so many different forms! So instead of going to the doctor, I just drink and vape to my health.
God I hate living in this country.
$1400 is unrealistically cheap to the point where I’m pretty sure it’s part of the punch line here
That’s without insurance, with insurance it depends. You can have a high deductible and pay that much, but a good plan if it’s necessary medically then it should be 0 to a 100 ish payment but sometimes you’ll have co-payment so it’s still like couple hundred.
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there are dumb dumbs in your country that want to replace your system with this one for efficiency or some shit