- cross-posted to:
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- cross-posted to:
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cross-posted from: https://piefed.blahaj.zone/c/politicalmemes/p/843651/valid-point
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Millenial here. While I technically have a wallet (card holder) i don’t bring it with me. Ama
Do you eat the cauliflower or the broccoli first in a bag of mixed. Also do you eat one before the other because you want to save the best for last, or you eat it first because you enjoy it more and want it hot?
I’ve literally never owned a wallet and don’t know many people who do actually have one
Do you just have to remember to grab things whenever you go out? I can use my phone for most payments, but not everything. There’s several things I need regularly in my wallet: driver’s license, some cash, credit card, health insurance card, work ID (doors have scanners), punch cards for our local taco, boba, and ice cream place, grocery store/cvs discount card, and some other things I use less often. If I only had one of those phone cases, I could bring like 3 of the cards, but then my phone would be even bigger in my pocket.
The only card I have that I need to take with me is my work pass. Everything else is on my phone, debit and credit cards, train card, loyalty cards. I haven’t needed a physical card for anything other than work since COVID.
I can use my phone for literally all payments. Even kids selling lemonade on the side of the street.
We have digital driver’s licenses, health insurance is just tied to your person.
I bring my lanyard with access card to the office though
Well here in America we’re living in the past. But how do kids have credit card scanners!? I’ve been to Europe several times and the tap scanners are definitely everywhere though, very convenient.
They don’t. They use like a service provided by banks, think cashapp but everyone has it
Ah yeah they’d use Venmo here I suppose
Go out? That’s another millennial thing.
Seems so
Meanwhile I’m over here with my 1.5in thick wallet with a shitton of different cards and cash.
Police, show us you ID or got to prison.
Oh you see I’m a gen z…
It’s not illegal to not have ID.
It is illegal to drive without a license.
Depending on what you’re doing, it’s perfectly fine to leave ID at home (assuming you’re light skinned, but also ID doesn’t save you anyway in some cases)
It’s not illegal to not have ID.
In which countries?
The UK.
Some states are offering digital drivers licenses: now:
Yeah, just hand the cop your phone. Smart.
In every example I have seen, displaying your insurance card locks down your phone until you enter a pin to prevent exactly this issue.
Fascinating. Does this require you hand a cop your unlocked phone?
In my state, it’s a barcode they scan from your screen.
I’m in my mid 30s and I haven’t carried a wallet in about 6 years. I switched to a phone case with a slot for IDs. Then 3 years ago I dropped that and only carry my phones. My ID stays in my tool bag since it goes with me everywhere I need it. However I don’t even bother carrying it when I’m out and not driving. I just with my dam province would implement a proper digital ID.
I left my wallet on my work desk and a youngling helped walk me through using my phone to pay for my drive-through coffee order. I felt so cool and high tech.
Of course, when we got to “turn on NFC” the youngling asked what NFC was. I think I told him it was like Bluetooth and let the phone talk to the card reader.
My older “forgot my wallet” technique was to make an online order for pick up and enter my organically memorized credit card information into the online form.
I think your story makes a jump. Who taught whom?
I think the kid taught OP how to use the software, and OP taught the kid the hardware.
Exactly. I didn’t know how to make it work but I had a rough idea how it worked.
And presumably it had never occurred to the kid that one might want to turn off a radio for any reason.
…i have a wallet. One of the band ones, for cards only. Obsessed with having my cards (id, club and pay ones) with me at all times, but hate coins and bills with all my heart. As soon as I could drop 'em, I did.
I haven’t thought about it but really my wallet serves one purpose these days. To carry a small amount of cards like debit, credit, rewards cards, insurance, etc but is really only used if tap to pay isn’t available. If I have cash, it’s for a reason.
Back in the 2000s I used to carry a money clip til the spring broke on me and I lost $300ish. That was back when I carried cash almost exclusively and when that amount of money could absolutely break me financially.
How did the spring breaking make you lose the $300? Were you holding it over niagara falls when it broke?
Nah it didn’t break completely, just was no longer clamped as tight. Cash fell out of the middle of the folded stack into my pocket. At some point over a few days I noticed loose cash in my pocket, counted, and realized I had money missing. Since it was loose who knows when it fell out of my pocket. I tried to retrace my steps but had no luck. Yes I had been wearing the same jeans and not emptying them at night don’t judge me!
Back then I’d cash my paycheck and carry it around in a money clip like the dumbass kid that I was. Fortunately I never got robbed.
I don’t have a wallet, I knew I was young at heart
Debt do does what it will and won’t do, so I don’t, and that’s why I don’t pay my taxes. Also, in other news, I cost taxes.
If I was much older I wouldn’t even count as a millennial, and Im genuinely shocked by some of these replies.
People don’t seem to realize
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Phone cases can have credit card holders in them
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Some states now have virtual driver’s licenses
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if your phone breaks or whatever all your data is accessible from another device and freeze all your accounts if for some reason you skipped #1.
There really is no need for a wallet anymore.
The type of people who use a wallet/card case on their phone are also the type of people who frequently lose their phone.
Truthfully when I used to carry a wallet, I lost it and or my cards significantly more times than ive ever lost my phone.
But thats in part because my phone is usually linked to another device, so I’ll notice if I get more than a few feet from it cause the other device’s disconnect.
None of those help me store cash.
And a lot of really good restaurants have good discount if you pay in cash
You can keep cash in a credit card slot in the phone case. Maybe not coins but I usually keep a 5, 10 and 20 on me for emergencies. Sucks to need to buy something and your phone is dead or fell in water.
Most of the best ones.
I don’t have to charge my wallet and I can go swimming with my wallet. And I if I don’t want anyone to contact me I can leave my phone at home and still have my wallet for spending money and holding my drivers license.
I don’t understand why someone would choose to be that dependent on a phone. I was riding a lime scooter, crashed and broke my phone. If I didn’t have my wallet I would have been stuck.
I can go swimming with my wallet
Both Chlorine and Salt Water can destroy a credit card with repeat or prolonged exposure.
So I definitely wouldn’t recommend that, even if you carry a wallet.
I was riding a lime scooter, crashed and broke my phone. If I didn’t have my wallet I would have been stuck.
Which is why id suggest a phone case with a credit card slot. Still have the physical card for an emergency.
Charging is not inconvenient unless the battery is dying. Why would anyone swim with a wallet. Phones can ignore incoming traffic.
You have a waterproof wallet?
It only have plastic cards in it
My old wallet was like leather and carboard, def not waterproof
My wallet is metal and elastic
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How are you expected to buy a house if you don’t have a wallet with all your wealth in it?
But… How do they pay for the finest black market goods if they don’t have a wallet to carry cash around?
I’ve paid for drugs at festivals with card because the dealer had an iZettle
the future is here
so curious what the charge was listed as
EventSuppliesLTD
AGoodTime
I knew a guy who always wrote “drugs” as the reason on Venmo, for things like paying back for dinner. Then he got contacted by them asking him to stop.
Many of my dealers were accepting Cashapp and Venmo when I got sober a few years ago.
Im not about to trust a single point of failure with everything. If my phone breaks I want alternative options
Eh, my wallet is a single point of failure. My phone is/can be backed up and recovered if lost, stolen, or broken.
Not to mention, if you lose your phone, you can remotely deactivate it, and it (can) take a pin or biometric to unlock the phone and access the data. Your lost/stolen wallet means anyone who has it has access to all the info in it, and you have to go through the hassle of deactivating cards and getting new cards.
In a better world, phone-based payment and IDs would be far superior. The problem is that the current companies and governments involved in setting that up are a bunch of invasive money-grubbing fuckwads.
Get a card binder. Can even put in a note or two with rarely used cards.
I learned my lesson when my banking app had an error with location detection and wouldn’t let me pay. Luckily I was with someone I could borrow the money from. I now always carry a backup, lol.
When I saw my phone could have a digital wallet I went all in and left my physical wallet at home
- The EFTPOS machines failed to process the payment so I had to leave my groceries behind and go without for a week (I only have one shot)
- Rewards cards all failed to scan or tap intermittently
- My phone ran out of battery sometimes
- Metro card doesn’t support phones
I went back to a physical wallet. It’s way more reliable, the tech wasn’t there yet 5 years ago and I CBF trying again
I have 10€ in my phones battery compartment, because sometimes I leave my wallet at home, or forget it.
And visa has outages sometimes…
You have a phone battery compartment?
Its a fairphone, the battery is user serviceable, pretty much like older phones did it.
Which version? The 6 has screws.
I’ve memorized my credit card details for a decade and a half for pretty much this reason. I don’t often forget my wallet, but it has happened. The few times it has, cashiers have been confused but generally managed to make it work when I’ve given them the numbers. (And to be clear, I’m grateful to them for accommodating the situation.)
I’ve never considered physically embodying cash within my phone. I’m super paranoid about leaving it behind ever since I broke my ankle and had to call my wife to save me, so I’m less likely to forget it than I am my wallet. Thanks for the idea!
If visa/mastercard has an outage the edge POS card terminal (nets etc) will cover your payment. This happens automatically after 3 seconds.
So unless there’s a major outage you don’t notice it
It became a habit for me whenever I am leaving home. Phone and hand kerchief in right pocket, wallet and keys in left pocket. If any item is missing I feel an absolute dread that can’t be ignored. Sometimes dap and iem in right and left pocket when it’s one of those trips.
Spectacles, testicles (optional), wallet and watch. I know this is supposed to be how to cross yourself, but ever since my mother taught it to me I’ve used it as a way to make sure I was carrying everything I was likely to need.
Sometimes I’ll quote it to my wife and she’ll say “oh wait, I forgot my testicles!”
You put your handkerchief in the same pocket as your phone?
First of all, how big are your pockets?
Second of all, doesn’t your phone collect oils from your hand? Do you really want that transferring to your handkerchief in your pocket?
Kerchiefs barely take any space, not sure what size you are thinking of. You change it everyday, just like clothing that picks up the oil.
I guess I was imagining something the size of a cloth dinner napkin, or one of those things bandits cover their faces with. Didn’t realize kerchiefs were smaller.
But my phone seems to attract oil and cling to it. I wipe it down with alcohol every few days but it doesn’t take long to rebuild. Even while keeping my hands clean. I wouldn’t want it in the same pocket as anything I wipe my face with
You phone probable had an oleophobic coating that you removed by using alcohol.
I feel like a handkerchief indicates way older than millenial
Nah, late twenties. Parents taught me from childhood so that stuck around.
I have always found the idea of a hanky really gross. Do you actually blow your nose in it and then put it back in your pocket?
I use it to wipe other people’s noses, and then clone them into one mega-human when I get home.
Yes, I fold it in a couple times so it stays on the inside
I do that with regular tissue
Strangely enough thats exactly why I dont carry a wallet. I carry all the things you’d expect in your wallet, but spread out over all my pockets.
Yeap. That’s what my Gen X cargo pants are for!
I will lose a wallet and keys, but I won’t lose my phone. It’s that simple. I have a keypad lock on my house and a car which uses a phone key, so I only carry my phone and it’s the most liberating thing ever. A few years back I rented again for a year when I moved to a new city, and the mental stress of needing to carry a key around was so much higher than I remembered it being.
Depending on how much stuff that is, that’s actually insane.
Its all mixed in with like snack wrappers that I havent found a bin for, and a biro that might or might not explode at any moment, and a tangle of wires, and a few receipts, and some vape paraphernalia, and on and on.
Mug me if you like, we’ll be here for hours.
I bet standing behind you in line is a blast.
And you have time to set this up each morning before you leave?
Oh no, just wear the same trousers for a few days, same jacket for a week or two. Empty shit when its time to change and let it accumulate in the meantime.
I dont intend to let it accumulate. Every time I swear im going to keep them tidy this time, but ive been an adult for about 20 years now so I dont see it actually changing any time soon
I am far too scatterbrained for that, I would spend half my day searching my pockets
It’s OK, Gramps, let’s get you back to bed.
Kids these days with their newfangled ideas!
I strayed into not taking a wallet out with me briefly, then I realised my life shouldn’t rely on Apple or Android (or my (lack of) ability to charge devices).
I wouldn’t mind that so much if those payment methods were more universally accepted, but they aren’t.
I use a wallet case so I can put cards in the back of my phone case instead of carrying a wallet.
My state doesn’t accept your license/id to be digital, id also have to walk a few miles before I found the nearest sidewalk, so the idea of going anywhere without a wallet it absurd.
Exactly. We should decrease our dependency on these companies, not increase it.
