At this point, many people should just game the system to get a decent living.
2 bedroom apartments cost what a mortgage can cost for a 4 bedroom new house in some places. Got a very trustworthy friend with good credit? Pay them for “housekeeping” while the only thing they’re cleaning out is the beer in the fridge while playing vidyagames. Let them show extra income and get a house. Be roommates. Have other roommates join in. Everyone hoard money while having cheap living in a nice new place.
Is that fraud? Idk but I’m in a nice new house and hoarding money.
At this point, many people should just game the system to get a decent living.
2 bedroom apartments cost what a mortgage can cost for a 4 bedroom new house in some places. Got a very trustworthy friend with good credit? Pay them for “housekeeping” while the only thing they’re cleaning out is the beer in the fridge while playing vidyagames. Let them show extra income and get a house. Be roommates. Have other roommates join in. Everyone hoard money while having cheap living in a nice new place.
Is that fraud? Idk but I’m in a nice new house and hoarding money.
… you’re sort of just describing a housing co-op.
Except that instead of it being a “particularly trustworthy friend” it’s a legal entity that everyone paying into has voting rights for.