She’d mortgaged it to cover part of her husband’s debt from the cancer treatment and between that and the nursing home, the bank took a wash and it got transferred over to HUD.
Basically all the equity was stripped from it and it had liens in excess of the home value so the bank (Wells Fargo - ofc!) fobbed it to the government as a loss and took the write-off on their taxes… which they do.
She’d been planning to have husband and I get the place but that all went out the window once her unmanaged diabetes chewed her up.
There was an aunt living in it after FIL died, and so mother in law moved in with her sister.
Aunt died, leaving mother in law as sole occupant, and she was there for a few more years on her own until she got too sick.
She took out the mortgages on the family house after she got ownership, to strike down the remains of FIL’s bills and clear the debts from the prior household.
Was just a shitshow all around. The one thing that was fun was crawling through the rafters of the house to pull out the family heirlooms.
We got the classic Singer 66 “redeye” treadle sewing machine with the 7 drawer “coffin case” and all the feet attachments. It’s an absolute dream to use.
Everything else was tarred and nicotined to death as they were all smokers and the house reeked. NGL, whoever bought that from HUD had a ton of cleaning the cigarette residue off of everything, on their hands.
She’d mortgaged it to cover part of her husband’s debt from the cancer treatment and between that and the nursing home, the bank took a wash and it got transferred over to HUD.
Basically all the equity was stripped from it and it had liens in excess of the home value so the bank (Wells Fargo - ofc!) fobbed it to the government as a loss and took the write-off on their taxes… which they do.
She’d been planning to have husband and I get the place but that all went out the window once her unmanaged diabetes chewed her up.
Weird, usually the spouse gets the property automatically. Of course they’d still be responsible for the loans which can be unmanageable.
Sucks our country puts people into such horrible positions for the crime of trying to stay alive
The house was the MIL’s family.
There was an aunt living in it after FIL died, and so mother in law moved in with her sister.
Aunt died, leaving mother in law as sole occupant, and she was there for a few more years on her own until she got too sick.
She took out the mortgages on the family house after she got ownership, to strike down the remains of FIL’s bills and clear the debts from the prior household.
Was just a shitshow all around. The one thing that was fun was crawling through the rafters of the house to pull out the family heirlooms.
We got the classic Singer 66 “redeye” treadle sewing machine with the 7 drawer “coffin case” and all the feet attachments. It’s an absolute dream to use.
Everything else was tarred and nicotined to death as they were all smokers and the house reeked. NGL, whoever bought that from HUD had a ton of cleaning the cigarette residue off of everything, on their hands.