I’ve got a “Cadillac” plan in Spain, which for a family of 4 is about 5K a year. No copays or anything. Occasionally I’ll have a prescription which will cost €20, and the farmacist will get angry on my behalf.
In the US, we were paying $25,000 (pretax) in premiums for a meh plan with copays at every turn.
In Spain? I moved to Spain, and use Sanitas. My bank offers additional benefits since I signed through them - but honestly, as an American, they could be overcharging me massively and I’d never notice.
I’ve got a “Cadillac” plan in Spain, which for a family of 4 is about 5K a year. No copays or anything. Occasionally I’ll have a prescription which will cost €20, and the farmacist will get angry on my behalf.
In the US, we were paying $25,000 (pretax) in premiums for a meh plan with copays at every turn.
Mind giving more detail? Who is the insurance provider and how did you sign up?
In Spain? I moved to Spain, and use Sanitas. My bank offers additional benefits since I signed through them - but honestly, as an American, they could be overcharging me massively and I’d never notice.