• PapaStevesy@lemmy.world
    link
    fedilink
    arrow-up
    0
    ·
    1 month ago

    I hate to break it to you, but mortgage payments are not cheaper then rent anymore. Obviously depends on your mortgage and money down and all that, but if you expect to pay half as much for mortgage payments as you did for rent, you’re going to have a very bad time.

    • TipsyMcGee@lemmy.dbzer0.com
      link
      fedilink
      arrow-up
      0
      ·
      1 month ago

      Surely, this depends a lot on what market you’re in. If you’re in a very expensive area and need to take a big loan with a high fixed rate, I can see that being the case but renting the equivalent place would probably be extremely expensive too.

    • ComradeMiao@lemmy.world
      link
      fedilink
      English
      arrow-up
      0
      ·
      1 month ago

      This isn’t true in my experience at all. Either rent is cheap where you are or you’re looking at expensive houses or not for a 30 year period. The rate currently is around 6-9%. It would only be more expensive if the house is. No other hidden fees

      • ILikeBoobies@lemmy.ca
        link
        fedilink
        arrow-up
        0
        ·
        1 month ago

        Parents and brother went in on a house together so he could live near work. Rents out the main floor for $3750 a month (3 bedroom) and that covers the mortgage so he can afford to pay the utilities and lives in the basement.