Are you dumb? Hyundai \Kia is literal trash. Buy a Toyota or Honda.
Every time a Tesla cuts me off in traffic now, I contemplate following them until they park so I can carve “ASSHOLE” into the hood with my keys.
Oh boy, you’re so edgy.
So long as only victims are insurance companies and Tesla, I am okay with it. To be fair, they kinda deserve it.
Tesla has its own insurance company so double whammy lmao
Well, no, it’s all of us, because of how insurance works. Payouts go up, premiums go up. As long as the number of destroyed Teslas is a drop in the ocean we won’t notice, but lots of companies love a good excuse to put prices up and this is just handing them a gold plated excuse on a silver platter.
Just a reminder that insurance is a scam. You are compelled to pay for it under penalty of law in the case of car insurance, and the insurance companies do everything possible to maximize their profits, being for profit companies. What this means in general is that people pay more into insurance than they ever get out. If they didn’t the insurance companies wouldn’t make a profit. The money you pay isn’t going into some huge fund that supports everyone who pays for it. If it doesn’t go to paying out claims now it goes straight to the insurance executives, or investors, or to “lobbying” politicians to keep the racket going. The day you stop paying out you get fucking nothing. All that money is just gone, for the pleasure of maybe having your claim paid out if your insurance company can’t weasel their way out of paying. Insurance is a scam, a bunch of penny pinching middlemen draining the world of human productivity and effort for their own benefit and nothing else. Any benefit a particular individual happens to get is a loss to be minimized to them.
Insurance is very much needed. If there weren’t that many reckless drivers then insurance would be cheaper.
I wish we had the same thing as in Singapore. Their cars literally cannot go over the speed limit.
But yes, when insurance is basically required to have, then it’s good to start having government participation in it. The government needs to be the majority stakeholder, as it also provides all of the customers.
It would be a scam if you couldn’t choose the company. However, you have plenty of options. Insurance also encourages better driving since things like tickets can cause price increases. There are some privacy concerns with insurance but that is a separate issue.
I mean, I would hope insurance doesn’t need to pay me. That imply I’ve involved in an accident or had my stuff stolen. Even a not for profit insurance company would operate like that. I can afford $100/mo but I cannot afford to replace not only my car but the car or property of whatever I may be found at fault for hitting(and if I get hit, can that person afford to pay me?). If I got into an accident, especially if I were younger, how would I replace my $5,000 car and the $70k BMW I just hit? What if my kid set my house on fire or what if fire leapt from my neighbour’s house to mine?
That said, it’s absolutely true that system is bloated to an absolutely disgusting level and its shocking lack of regulation for, as you say, being legally required is pitiful. It deplorable that people need to fight to get payouts sometimes and how the US uses it for healthcare is just hellish. It’s also true that the capitalist/libertarian ideal of insurance only really works if people are paid adequately but both those systems do fuck all, on purpose, to keep people’s financial security safe.
In Québec, liability is paid for by the province so our car insurance is a lot cheaper and regular insurance only needs to cover the physical property, so that’s nice. It’s still got it’s problems I’m sure, but it’s a step in the right direction.
being for profit companies
I think the approach in Australia is a bit better - bodily injury coverage is provided by the state and is part of the registration fee for the car.
It’s not perfect and only covers injuries to people, and does not cover repairing cars (you need to get separate insurance from an insurer for that) but it’s a good first step I guess. It means that as long as your car is registered, medical costs for both you and anyone you hit are covered.
I’m also Australian and what this person is saying is true
I beleive its called “CTP” or “compulsory third party insurance” if I recall correctly
You can get additional optional car insurance in Australia as well
In France, most insurance companies are mutual and not for profit. (Basically a communist hellhole!)
Oh and the whole concept of an excess. So I have to pay to have my car insured but if the damage to my car is less than a certain amount I have to pay for it? What’s the point of the insurance then.
My car is probably worth less than the excess anyway so if it was a total write-off I’d get a maybe five hundred for it, and that’s it
What you are describing is not insurance, it’s capitalism in general.
I scares me the number of people willing to commit insurance fraud. I’ve had friends who would do things like park there car in a hail storm.
Well, they’d put the premiums up on tesla owners as the cars now carry increased risk.
Yes of course that’d be their primary source. But if that doesn’t cover all the payouts then it’ll lead to a general increase in insurance premiums for everyone.
At least I’d be getting charged more for a real thing and not the normal made up reasons behind price hikes.
No, because insurers are already maximising their prices. If they could increase they would. If they don’t price fairly (price inc. vandalism on Teslas only) then they will lose business to other insurers who have proportionally less Teslas on their books.
Committing insurance fraud is honestly pretty questionable from a ethics perspective. You are cheating the game at the cost of everyone else. Why are people ok with this now in 2025? In the last few decades it as become socially acceptable to cheat the system for your own gain.
I fully support the arrest and prosecution of those who commit insurance fraud. Same goes for companies who cheat there workers out of pay.
The “ethics” of following laws stem entirely from the social contract. Both sides agree to a set of rules because it’s fair or in their mutual interest to take part in society. But when one side violates that social contract (causes a constitutional crisis, ignores the rule of law, etc.) then all bets are off. If you blindly follow the rules while the other side is actively ripping them up, then you’re at best a sucker and at worst complicit.
Would you/do you support what happened during the Boston tea party? I think we all like law and order, but under the current regime, justices are being found dead from mysterious causes. It’s hard to say it’s the same system of law we’re used to.
I think we all like law and order
Have you never met any anarchists?
Recently, actually. They have no idealogical allies, no plan, no nothing. They’re not a voting block anyone cares about, nor do they have any actual positions to argue. I do not take their opinions seriously.
They definitely do have positions and beliefs. I am not sure how much you actually understand anarchism. Anarchist “nations” have even been established before, but they tend to get invaded sooner or later. While they do sometimes ally with Marxists you would be correct in thinking they have few permanent allies. Hence the getting invaded part I guess.
I’m willing to admit that I don’t know a lot about anarchism. I’ve tried to learn more when I have the opportunity to talk to someone about it, but I never get anything insightful.
I’d love to know more about how an anarchist society could work.
Insurance companies are never the only victim. They just pass the pain forward.
I mean, the environment is also a victim in that case
As a Hyundai-owner…you should buy a Honda.
I don’t know. My runner up was an Ioniq 5. A shame it was 10k more expensive
As an owner of both, my 2020 Ioniq BEV easily feels better than my previous civic, and my Subaru (though I’d want the suby for anything challenging terrain-related). Best car I’ve owned.
That’s actually the face your Insurance company make when their claim adjuster reviews the Tesla ‘Sentry Mode’ footage.
Of a random guy in a hoodie and a mask setting fire to my Tesla?
Give it a go and see how random you look.
Yes. That’s why ever single person that has set fire to a Tesla has been caught. /s
Pics or it didn’t happen.
Ask a friend, easy peasy. Just make sure you say it in person away from any device in a backyard or in a park.
*This is not legal or illegal advice…
larping doesn’t count.
Everything counts in the real world, that’s how billionaires are where they are!
I’m sure all the fake money spend well in the real world.
That’s just how it works; Elongated Muskrat literally had fraud investigations and fired the people investigating him, he still spends that fake money 💀 Trump also had fraud charges, should be in prison, still spends that fake money.
Be for real dude, the average Joe would be in prison even with the best lawyers. My comment was satire of what to do to screw to system, but you don’t recognize satire so let me be clear; no, the average Joe can’t get away with this shit unless they are the luckiest mf alive, which is why my comment was said in humour lol
A drone carrying a mini Molotov into the inside. Just leave the window open.
Yeah DO NOT commit insurance fruad. It’s a really bad idea. You will get caught. There’s about 100 different ways to get caught and you won’t figure out half of them, and what’s worse is that the money will point REALLY big red arrows at you and if you can’t defuse that attention, your doing time.
I have owned only three brands of cars with a total of four different engines. And next to my Toyotas, my one Hyundai was incredibly reliable. Made it to 300k before I gave it away to my cousin. And the only time it ever left my in a jam was a Walmart parking lot when the starter burnt out. I walked across the street, bought a new one, and with the help of a YouTube video & $10 worth of tools from that very Walmart, shit was done. I highly recommend an old sonata to any one hard up, and in need for something reliable. Mine actually had heated seats! Easily the best $700 I’ve ever spent! I could rant about that car for ever.
This is the only good use of a Tesla now, IMO. Get it fully insured, then go park it in a dark alley near a popular area. It’ll get torched before too long. No fraud involved with setting your own car on fire…
Then use the money to buy something that’s not made by a Nazi.
Forget to turn on sentry mode.
Straight outta the urban-cop playbook.
Fuck hyundai, buy a toyota like someone with a modicum of taste and intelligence.
Honestly get one of those old Toyotas that were build like tanks. All metal and a simple engine design means it runs forever and is easy to work on.
I’m sorry, I don’t want to buy a brand new car from 2005.
Jokes aside, what’s the point of a new Toyota? You’ll have a reliable car but use way more fuel than a German diesel wagon or sedan, in the age of super high fuel prices. Toyota of course barely even makes wagons or sedans anymore. They discontinued the Avensis, brought in the Camry and now it’s pretty much “buy a C-HR or RAV4 lol”. Toyota’s only EV so far came way too late and offers way too little to be compelling compared to what the Koreans are doing. The Koreans can’t make an ICE for shit but they do know how to make a decent EV.
The only decent cars they make now are the BMW Supra and the NotOnMyContinent Land Cruiser 300. And I guess the RAV4 PHEV but that costs so much you might as well just get A BMW X5.
Idk what poanet youre on but toyota makes great cars all around. The lexus RX/ toyota highlander (which is just the camry platform crossover) redefined suv crossovers. Without it suv’s tofay would be totally different. Also toyota 4cylinder hybrids get 60+ miles to the gallon the electric hybrid rav 4 in 2020 was getting 96 mpg. Toyota makes tons of wagons and sedans, tbe prius comes in wagon format the ct200h is a wagon, Camry, carola, avalon, gs300, ls350, sc400, I mean if you dont want a car that will last 3-5 decades plus that was made to last then get what you want. I cant tell you how many late 90’s early aughts toyota products are still on the road i see dozens every day. I have one. A 2004 rx330 with 225,000 miles on it. Aiming to take it to a million miles. There is a reason toyota products have great resale value, are highly desired and have stellar consumer reports ratings. And they are pretty easy to work on so you dont have to pay 200+ an hour at a mechanic if youre not an idiot and are mechanically inclined.
And if you want something else then go honda. Toyota and honda products are hands down the 2 best quality manufacturers that produce reliable lasting vehicles.
The only 90s and early 00s Toyota products with Toyota badges I see on the road are Land Cruisers because those are the only ones worth enough to repair the rust to make them pass inspection. Mid 00s onwards is a bit better and Lexus models get treated nicer, so you still see an old one every few months.
The Highlander and RX don’t even offer a diesel option… What a joke. Perfect platform for a 4 or 6 cylinder (for the RX variant) diesel. There’s no way they’re getting 60+ mpg on the highway unless you’re talking about plug-in hybrids, which only get that when actually charged - which most users unfortunately do not. Plus if you have to charge on long trips to get good fuel economy, why not just get a BEV?
Also half the models you listed are either discontinued altogether or no longer sold in Europe. Toyota doesn’t want you to have a Camry or a GS anymore. And I mean the GS was a damn solid car in the late 90s and early 00s when it got the 2jz engine. I can’t speak for third and fourth gen personally as I have no experience. But at thus point they’ve been discontinued for years, you’re supposed to go buy a crossover instead. Or the ES, which seems like a downgrade. The CT is a small hatchback, not a wagon. It’s nowhere near the same practicality. It’s also discontinued. The SC is a pretty cool car… But discontinued for a decade and a half now.
Apparently the Camry is back on the menu though - it had diappeared from Toyota Estonia’s website for a while and I just assumed they’d dropped that in Europe too. The only remaining wagon, though, is the Corolla which again isn’t competitive with European offerings in terms of cargo space. It IS significantly cheaper than a 5 series or E class wagon but then if you need to haul anything you need to rent a trailer, which is a hassle. I’ve owned 5 or 6 wagons at this point, ranging from Passat to E class to Outback… And I’ve filled the trunks on all of them.
With the Highlander no longer available, the only Toyota badged vehicle that would fit my regular cargo requirements is the ugly ass new Land Cruiser 250 (as opposed to the 300 which I think looks great) and the only Lexus badged ones would be the RX or LM. But I don’t need an SUV so I don’t want to pay the SUV premium. Plus to get decent fuel economy in the RX, I’d have to opt for the plugin hybrid for an extra 20k??? And the trunk is still nowhere near as big as in the E-class wagon somehow.
I’m sorry, but Toyota has lost the plot. They just ignore entire market segments thinking everyone is happy with a crossover. They just don’t want me to buy a new car from them and the models they do have are so reliable because their engine tech is 2 decades old, not because Toyota has great engineering.
Subaru is also up there
I don’t think people that decided to buy an electric car will be interested in trading it in for a hybrid. Also, assuming you’re in the US, because Hyundai are very good and popular in Europe. (Sorry, just noticed the username. Oh well…)
Toyota makes electric cars and also hydrogen cars. But really EV’s arent all that great for the environment. Lithium mining is pretty awful not to mention super exploitative. And there is this bottleneck of liFePo battery production that we and the industry at large seem to be ignoring. Currenty less than 8% of the amount of new vehicles sold annually on the planet are EV so we would need to increase the supply by at least 1250% plus all the other industries that rely on lithium batteries like cordless power tools, batteries and many other consumer electronics. So likely we would need to increase production by 2000% and thats a conservative estimate and then we would need to repeat this year after year after year. This us not going to be good for the environment regardless the increase in sustainability compared to ICE vehicles. We need to develop solar tech beyond what it is. Look at tje german auto manufacturer Sono who makes a solar ev that seems pretty promising for a technology in its infancy. Also we need to really take notes from toyota because manufacturing cars in the way that American automotive manufacturers have normalized, disposable planned obsolescence vehicles made to break down so that consumers will have to buy a mew one or pay for hours and hours of expensive labor, is just not sustainable. Toyota at least puts out vehicles that mostly Will still be on the roads 3 decades or more after their first purchase. When most other manufacturers are making vehicles that are pretty much crushed and sold for scrap after 100,000 miles or 10 years. So besides the technology itself the current model of consumer usage and disposal is not sustainable
Nice idea, but Teslas are jampacked with cameras.
Let the battery die, then do the deed.
0% battery isn’t actually 0%. There’s still plenty of juice to run all the cameras, cell, etc.
Not even close to enough. Teslas turn all of that off at 20%. Running enough of the system to capture and process video takes about 500-1000w, so around 1% battery every hour or two.
If that’s true, that is very horribly engineered. 500-1000 watts holy shit
I’d say it’s pretty reasonable. Six to seven cameras, the cellular modem, and the computer system running for processing the video for motion and tamper detection, alerting the owner, and being on standby for remote commands.
Edit: I was wrong, it’s about 300-500w.
So a full car battery goes to 20% in just 4 days??
I was wrong, it’s about 300-500w. I own a Tesla (yes, I know) and it goes down around 8-10% a day if it’s on “sentry mode” and not plugged in. That’s not typically an issue as there’s rarely a reason to have it in sentry mode long term somewhere that it doesn’t have power, usually just a few hours at most if we’re out, so it’ll lose 1-3%.
I wonder what fire does to the SD card on which the camera footage is stored?
(Its only uploaded to tesla servers when the car is connected to the internet)
Are you able to disconnect a Tesla from the Internet? You could forget your Wi-Fi network, but basically every car made after 2015 has an LTE modem
Chainlink blanet’ll do it
be a shame if it caught fire while you were camping in a remote location with no cell service
These gosh darn libs came out of the woods wearing masks and carrying molotovs and afterwards they gave me lentil beans and rice and a rainbow flag it was miserable
Signal jammers?
National parks have squat for cell coverage.
My parents have brought a new car and the internet connection thing is super unreliable. It’ll say it’s in a dead zone when it’s just parked in the driveway and I have full signal bars on my phone.
Sometimes claims not to have a signal when it’s in the local supermarket car park and the supermarket car park literally has a cell tower in it.
They’re always connected via cell service, though.
That said, I’m pretty sure the antenna is stored in the right-side mirror, so if something were to happen, like that mirror becoming suddenly disconnected from the body of the car, it might disrupt that connection.
Teslas are jampacked with cameras.
Which will show a masked figure of weirdly indeterminate height (possible wearing hidden plateau shoes) setting fire to it in the middle of the night, how curious 🤔
(possible wearing hidden plateau shoes)
the cops will never single me out with my super discreet Tesla stompers
*evil villain laugh*
and the looong hat
Or just do ot old school like they did in medieval Europe with flaming arrows while out of sight of the cameras
Insurance fraud is cool now?
Hyundai EVs really are good. They made absolutely terrible gas cars but chose the transition to EVs to make new company out of themselves and they did an absolutly incredible job. They make some of the best EVs in the market.
I traded mine in. Was underwater by 10k. Fuck me, but fuck Elon more.
Man a shitty lining to this cloud is the kids that had to mine the lithium for the batteries into useless cars.
It’s a step in the right direction. It won’t stop the countries we exploit from being exploited. But if Tesla goes bankrupt it is one less large company exploiting the global south. And arguably the worst when it comes to Cobalt.
I think you’re thinking of Cobalt? Lithium mainly is mined in big industrial facilities in Australia and Chile. Not like cobalt wich was in the news for being mined by hand, including with children.
However “new” Lithium Iron Phosphate (LFP) batteries go without cobalt and other rare earth materials (not actually rare btw). Most electric cars use these batteries nowadays including many Teslas.
I just think it’s bizarre that Magnetite is considered a rare mineral. It’s literally cheaper than lead
I didn’t know this, thanks for taking the time to inform
