Nearly half of all renter households in the US were cost-burdened in 2023, meaning they paid more than 30% of their income towards housing costs, according to new government data.
Your daily reminder that basic housing should be absolutely zero fucking dollars because housing should be a human right, and anything above 0% should be criminal.
Anything we humans need for fundamental existence in today’s society should be free to the individual, and be a cost we all pay as a society to respect the existence of other human beings. Anything above that is up to the individual to either provide for themselves, or receive as a result of the value they contribute to society through labor.
That’s my broader belief system, and thus, housing falls under that for me. The better we meet individual’s needs, the easier it becomes for them to contribute back to society, and experience upward class mobility.
I believe that if we are to make housing a right, we can’t even just say it’s a right “unless you have no job,” or “unless you’re unable to fork over $500 a month,” because employment is ultimately up to the discretion of employers, who, even today, don’t even consider most unhoused people for jobs, because they don’t have stable housing, but to get stable housing, those people need jobs. (this even applies to many shelters, which will require unhoused people to either be employed, or be constantly seeking employment)
We know that adding hoops to jump through to get welfare assistance only harms those who need to depend on it the most, without providing any significant socioeconomic benefit, so why should we apply that same logic to housing, if we determine that it should be a right of all human beings?
I’m not saying the housing has to be great. It doesn’t need to be spacious, have all the amenities, or even have things like good quality lighting or good soundproofing from adjacent housing units, but at a bare minimum, everyone deserves somewhere to live.
I believe that if we are to make housing a right, we can’t even just say it’s a right “unless you have no job,” or “unless you’re unable to fork over $500 a month,”
States run by Democrats do it the opposite way. If you can’t afford housing, we try to provide it for you, on the State’s dime. If you can afford it, pay for it. I can’t really agree that it’s fair to offer free housing to those of us who can actually afford it.
The problem is that welfare systems, such as those that provide housing, that distinguish who is eligible by how much they can afford it, to a certain degree, inevitably depress higher levels of economic activity, and good saving behavior, through the very nature by which they’re operated.
If we say that someone is no longer eligible for free housing if they earn, say, $2,000+ a month, and housing would otherwise cost $500 a month, then if they’re currently earning $1,500 a month (the same they’d effectively have if they had to pay $500 a month for housing on a $2,000 a month salary) they have a direct incentive to not make over $2,000, unless they can guarantee they’ll make at least that much plus $500 more to compensate for the difference. If they earned $1,800 a month, they’d be making $300 more than someone making $2,000, but paying $500 a month for housing after hitting the cutoff.
This isn’t just a hypothetical either. While this 2021 study does mention some benefits of means testing, such as more targeted expenditure, it ultimately shows that…
“An asset means-test incentivizes low-income households to hold few financial assets making them vulnerable to predictable and unpredictable income changes.”
…and sees that, in the end, while it can marginally increase the cost of these social programs to the taxpayer, it ultimately does more to benefit the individuals receiving the assistance.
Or how about this research done by the Cleveland branch of the Federal Reserve that states:
“the elimination of testing limits, such as in policies similar to a UBI, could present a welfare-improving alternative to the current system, though not without large economic trade-offs.” (They effectively mean worse targeting of funds, but better overall results)
Means-testing directly reduces the incentives that lead to higher overall household wealth, and quality of life.
Not having means-testing increases total income, which also means increased tax revenue. That same tax revenue can then go to funding the housing system as a whole, but it won’t directly, substantively punish people for an increase in income past an arbitrary threshold.
Not to mention the increased administrative cost of performing means testing, as opposed to doing unconditional support, which could reduce the amount of money actually going to funding housing, in favor of funding jobs for people that audit income levels of housing applicants.
Your daily reminder that basic housing should be absolutely zero fucking dollars because housing should be a human right, and anything above 0% should be criminal.
Being a right =/= costing $0 for everyone.
Anything we humans need for fundamental existence in today’s society should be free to the individual, and be a cost we all pay as a society to respect the existence of other human beings. Anything above that is up to the individual to either provide for themselves, or receive as a result of the value they contribute to society through labor.
That’s my broader belief system, and thus, housing falls under that for me. The better we meet individual’s needs, the easier it becomes for them to contribute back to society, and experience upward class mobility.
I believe that if we are to make housing a right, we can’t even just say it’s a right “unless you have no job,” or “unless you’re unable to fork over $500 a month,” because employment is ultimately up to the discretion of employers, who, even today, don’t even consider most unhoused people for jobs, because they don’t have stable housing, but to get stable housing, those people need jobs. (this even applies to many shelters, which will require unhoused people to either be employed, or be constantly seeking employment)
We know that adding hoops to jump through to get welfare assistance only harms those who need to depend on it the most, without providing any significant socioeconomic benefit, so why should we apply that same logic to housing, if we determine that it should be a right of all human beings?
I’m not saying the housing has to be great. It doesn’t need to be spacious, have all the amenities, or even have things like good quality lighting or good soundproofing from adjacent housing units, but at a bare minimum, everyone deserves somewhere to live.
States run by Democrats do it the opposite way. If you can’t afford housing, we try to provide it for you, on the State’s dime. If you can afford it, pay for it. I can’t really agree that it’s fair to offer free housing to those of us who can actually afford it.
The problem is that welfare systems, such as those that provide housing, that distinguish who is eligible by how much they can afford it, to a certain degree, inevitably depress higher levels of economic activity, and good saving behavior, through the very nature by which they’re operated.
If we say that someone is no longer eligible for free housing if they earn, say, $2,000+ a month, and housing would otherwise cost $500 a month, then if they’re currently earning $1,500 a month (the same they’d effectively have if they had to pay $500 a month for housing on a $2,000 a month salary) they have a direct incentive to not make over $2,000, unless they can guarantee they’ll make at least that much plus $500 more to compensate for the difference. If they earned $1,800 a month, they’d be making $300 more than someone making $2,000, but paying $500 a month for housing after hitting the cutoff.
This isn’t just a hypothetical either. While this 2021 study does mention some benefits of means testing, such as more targeted expenditure, it ultimately shows that…
…and sees that, in the end, while it can marginally increase the cost of these social programs to the taxpayer, it ultimately does more to benefit the individuals receiving the assistance.
Or how about this research done by the Cleveland branch of the Federal Reserve that states:
Means-testing directly reduces the incentives that lead to higher overall household wealth, and quality of life.
Not having means-testing increases total income, which also means increased tax revenue. That same tax revenue can then go to funding the housing system as a whole, but it won’t directly, substantively punish people for an increase in income past an arbitrary threshold.
Not to mention the increased administrative cost of performing means testing, as opposed to doing unconditional support, which could reduce the amount of money actually going to funding housing, in favor of funding jobs for people that audit income levels of housing applicants.