inb4 “if it’s legal it’s not a crime”

  • demesisx@infosec.pubEnglish
    0·
    2 months ago

    I’d go rob the people that made my entire 20’s and 30’s into indentured student loan servitude for exactly the dollar figure they stole from me plus the insane interest that they tacked onto it because they owned politicians who eliminated all avenues that I could’ve used to get out of that contract.

    The figure they stole from me: $197,355.49

      • fishpen0@lemmy.world
        0·
        2 months ago

        I had a loan like this one. Probably a plus loan. For a while the rates for plus loans eclipsed 8% and plus loans accrue interest while you are in school. So if you don’t know what you’re doing, you can take on 4 years of interest before you even start paying. Turns a $20k loan into a $30k loan before you even graduate. Plus loans recapitalize interest whenever they come out of deferral so you actually pay interest on the interest as well. So by the time you pay the loan off that is then $41k in total payments for what was originally a 20k loan

        Do this 4 times for each year of undergrad and you’ll have 164000 in total loan payments over your lifetime.

        Plus loans are a government backed scam to fuck over poor kids who can’t front the cash for what the federal aid program covers. My base grants were only ~40k over 4 years and my federal unsubsidized and subsidized loans only were ~24k over 4 years.

        Meanwhile the prestigious university I was accepted to charged 24k per semester. So I had 64k of aid and low interest loans to pay a tuition of 192k. After my work study added an additional 20k/yr I was still short 48k and poof there the plus loans were to “help” me.

      • demesisx@infosec.pubEnglish
        0·
        2 months ago

        It was the CitiAssist.

        It had to be a private student loan because my parents made slightly over the max to qualify to public loans even though they refused to pay for school. That left me with loans with insane interest rates. Most of what I had to borrow was to cover $150k to pay rent in the college town I lived in while attending school.

        Then, Joe Biden wrote the bankruptcy protection bill, making it impossible for students to disburse their student loans in bankruptcy two years after I graduated. They also refused to allow me to consolidate 8 loans which all had monthly payments that were each intentionally calculated as if it was the only loan I had to pay. Then my loans got bought and moved around and are now owned by Trellis. There’s a lot more to it as well. Housing and healthcare plays a HUGE part.

        TLDR; hyper-commodification of basic human needs like education, housing, healthcare, and food coupled with legislation that sentences those that can’t pay their feudal lord up front to a lifetime of serfdom. (Not to mention my union wages barely keeping pace with inflation).

  • Hegar@fedia.io
    0·
    2 months ago

    I’m a renter, so I’d throw a brick through each window of my property manager’s tesla.

  • IHave69XiBucks@lemmygrad.ml
    0·
    2 months ago

    I would steal a single nuclear icbm and take it to a pizza hut and just leave it there. Just seems like it would cause some interesting conversations.

  • lattrommi@lemmy.mlEnglish
    0·
    2 months ago

    Crime means breaking the law, correct?

    No location is named, so I will assume this refers the laws of physics and reality.

    I would:

    • expand time so that it lasts a near infinite duration, contained entirely within this day of no crime
    • transmute a bunch of the rocks in my apartment into gold
    • alter my DNA to include working wings like a bat, a prehensile tail like a monkey, gills like a salamander, enviromental adaptability like a chameleon that’s selective so I can hide these enhancements from others
    • one more enhancement related to a very specific part of the anatomy of a horse or blue whale, or whatever it is people want these days
    • remove all genetic defects of my body, like susceptability to cancer and addictions, grant it full immunity to diseases, put it into a perfect equilibrium with near instantaneous regeneration and longevity and thus allowing my life to last as long as I desire
    • create a star from nothing and collapse it in a way that stores all of its energy into a pocket sized battery with perfect functionality and adaptability that is nearly indestructable
    • hold hands with two chicks at the same time

    It’s fun to dream of the impossible.