Bank fees
I see you have no money… I’m going to have to charge you for that
Chiropractors.
The entire industry is built on catering to the vast swaths of women who get ignored by doctors and need somewhere to turn.
I highly suspect doctors are taught in medical school, “women are over emotional and prone to exaggeration.”
Hell, “hysteria” was considered a valid diagnosis until the 1950s.
People always chime in with stories about how chiropractors helped them with XY and Z problem they were having.
And overall I don’t doubt them. There’s a lot of things that can go wrong with your spine or other joints, and I’m certain that some of them can be addressed by physically manipulating and adjusting it.
But the basic premise of chiropractic treatments is that basically all human ailments can be fixed in that way, which should sound like total bullshit to anyone with half a brain. And that’s before you get into all spiritual nonsense that pervades a lot of the field.
Now some of them understand that that’s a load of bullshit and may even be realistic about the things they can treat, but it can be pretty damn hard to sort them out from the ones who think that your pancreatic cancer is caused by ghosts in your spine and they know how to get them out or some bullshit like that.
Now if you have a good idea what your issue is and what needs to be done to fix it, take the time to carefully vet your chiropractor to make sure they’re not going to try some crazy bullshit on you, you very well may be able to get a decent treatment from them. Maybe you’ll even be able to save some money going with that.
But for most of us who aren’t doctors and so only have kind of vague ideas what exactly the issue is and that the treatments we’re doing actually make any sense, and don’t necessarily have time to do all of that research and carefully vet that the person treating them isn’t secretly a quack, you could just get the same sort of treatments from actually physical therapists, orthopedists, physiatrists, etc. with the added benefit of them actually understanding the issues and how to fix them properly.
Chiropractors are kind of like the rednecks of the medicine world. Some of them know exactly what they’re doing with that harbor freight welder, they may not do things by the book but they know for certain what works and what doesn’t and more importantly know when something is beyond what them and their buddies can accomplish on a free Saturday with a case of beer and when they need to suck it up and limp their truck to the shop and let a professional deal with it. Others know just enough to be dangerous and while they can get the job done 90% of the time or at least not make things worse, that 10% of the time something is literally going to blow up in someone’s face. And still others are just meth heads looking to make a quick buck and it’s a miracle they’re not behind bars. And when you see them hanging around the local watering hole, it may not be totally clear which is which until it’s too late.
Even though this is top comment, this is an underrated answer.
Also homeopathy.
Removed by mod
Shampoo
Tipping
Subscriptions.
People pay every month but most don’t use the sub to it’s full value, and forget how expensive it becomes over the years. And you don’t own anything on a subscription, you just borrow it.
Also trial periods that prolong automatically into subscriptions.
Credit scores
Dollar stores. A lot of the time they are profiting by selling you a smaller quantity at a slightly lower price. They target low income communities.
Capitalism and the 5 day 9 to 5 work week
Your ISP is suddenly asking for more money. What are you gonna do? Disconnect from the internet?
Wedding rings/diamonds in general.
The tradition isn’t as old as people think and was literally started by a jewelry company to sell more jewelry. Specifically diamonds, which are not as rare as commonly believed and if not for the false scarcity and misinformation, would be dirt cheap.
Homes as wealth-creators.
Americans take it as received wisdom that homes are meant to generate income through higher valuations over time. We just assume home prices go up over time and if it’s not actively increasing in value, the home was a failure.
Many other countries don’t treat homes this way. They are dwellings, invest what you want to your liking, but it’s not a retirement account.
This focus on wealth generation creates lots of perverse incentives, such as exclusionary zoning, building on lots that are overly large, and suburban sprawl. These don’t reflect people’s actual, desired form of housing but rather maximize wealth for homeowners at the expense of everyone else.
We have a completely warped view of housing that causes us to be preyed upon by real estate agents, landlords, HOAs and the like.
Private health insurance is the biggest fucking scam ever. The private insurance companies benefit by getting the aggregate healthiest population into their plans (working adults). The most likely to be expensive people, i.e. old people (on medicare) or poor people (on medicaid, or not even on an insurance plan) are on government, tax payer insurance plans. There is literally no reason except for corporate profiteering that Medicare should not be expanded to cover all people.
Also all those conversations, especially in the 2020 election period, were totally bullshit. You say something like M4A will cost 44 trillion dollars or whatever, which sounds like an insane amount of money. What is often left out of the discussion is that estimated cost was 1) over 10 years and 2) has to be weighed against the current costs we already pay for insurance. So the deal was very simple: the overall costs would go down because the overall spending would be less, and at the same time millions of people without coverage would be covered, and at the same time you don’t have to contemplate stupid bullshit like in network, out of network providers. Or ever again talk to your insurance about why something is or isn’t covered. Boils my blood when I think too much about this.
Not even gonna weigh in on things like how medicare can’t negotiate prescription drug prices (https://www.nytimes.com/2023/07/23/us/politics/medicare-drug-price-negotiations-lawsuits.html), or how dental, vision, and hearing are treated separately from general healthcare, or how med school is prohibitively expensive, or how the residents after med school are overworked because the guy who institutionalize that practice was literally a cokehead. Those are all just bonus topics. The point is we are getting fleeced.
The stock market and publicly traded companies. The idea that a business that is making consistent profits isn’t good unless those profits are increased each quarter is asinine. This system of shortsighted hyper focus on short term quarterly growth for the sake of growth is the cause of so much pain and suffering in the world. Even companies with amazing financials will work to push workers compensation down, cut corners and exploit loopholes to make sure their profits are always growing. Consistent large profits aren’t good enough.
Car based infrastructure
the stock market
capitalism
Tipping in restaurants…pay the workers.
Yep, tipping is fundamentally unethical.
