My parent said that I cannot donate it to people in need because I have no salary, but I am not sure if joint-account ownership works like that (I doubt it does). It just feels like my parent is being controlling like they have been throughout my whole life.
Edit: For context, they said that I have to use the money for university stuff (not sure if that is legally enforceable).
Heh they are a POS so I do not care about their opinion.
If it is grocery money, as mine was, I recommend eating frugally and using the excess for charity. Dried chick peas and rice were a godsend for me.
If you can find a way to obscure how the money is spent in a nonsuspicious way I recommend doing so.
Thank you for that, but unfortunately, I might need to move out soon because of personal circumstances, so I should probably transfer money over to my other bank account before that.