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Cake day: March 26th, 2024

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  • One car insurance company where I live operates kinda like this. USAA.

    Every subscriber is a member. Every year, after they pay operating costs, they take the money left over from premiums and put it into accounts distributed across all the members. When you reach a certain age you can withdraw the money accumulated in your account.








  • That is also horrible. The right’s view of human nature is that people are fundamentally violent, greedy, selfish and cruel. Life before governments was “and endless struggle of man against man for control of women, land, and wealth. It was nasty, brutish, and short.”

    Governments provide a check on our natural impulses by centralizing power into a single authority. Capitalism harnesses greed and selfishness into mutually beneficial business deals. If you don’t work, you a deserve to starve. Big you can’t work, you live by the grace of Christian charity.

    This is all nonsense of course, justifications post hoc by the powerful so of course they deserve their power. But if they are right… The mind recoils.